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Prepare a Wish List
Make a list of the attributes you most desire in a property, including your ‘must have’ features and lifestyle benefits, such as location, number of bedrooms, bathrooms, living rooms, garaging, land size, pool, air conditioning, church, schools, shopping and transport.
Organise your finance in advance, loan pre-approval knowledge is a big advantage and saves you possible disappointment. Approach your lender directly or have a mortgage broker visit you. Having your finances organised gives you more chance of securing a purchase and it gives you an advantage when negotiating with sellers. If you’re bidding at auction, remember, “if you bid you buy”, so be prepared and know your purchase limit and make sure you have adequate funds in your cheque account to pay the deposit.
Organise your Solicitor or Conveyancer
Make life easier by having a conveyancer or solicitor organised first in advance, so when you sign a contract the exchange of contract is not delayed. If you don’t know of one, ask the real estate agent you’re dealing with, they can generally recommend a few local contacts.
Do your Research
Invest the time in inspecting as many properties as possible in your price range. Sources such as the Courier Mail Newspapers, Fairfax Australia Property Monitors Home price guide, RPdata, Price Finder, realestate.com.au, domain.com.au, hjre.com.au and ask your real estate agent. Your property investigations will provide you with useful comparable price information.
Sign up to Property Alert Services
Most agencies and all of the major property search websites such as hjre.com.au, domain.com.au and realestate.com.au have ‘property alert’ facilities. Simply enter your email address contact details directly online on hjre.com.au Property Alert, with your property requirements and you will receive an emailed alert from Havig & Jackson website with a property listing that meets your criteria. This helps to give you a jump start into the property market and saves considerable time.
Pest and Building Inspections
For the few hundred dollars these will set you back, they are absolutely worth it for your peace of mind. Property reports will help ensure you don’t end up with unknown pest or building problems which could cost you thousands of dollars later down the track.
Visit the property on the day of settlement to be sure there are no surprises. Be absolutely positive that the property was left exactly as you had agreed upon in the For Sale Contract.